Austin, Texas lenders have several no "down payment" mortgage loan programs available. This programs include 80/20 loans, 100% with NO PMI loans, and interest only loans. These programs are even available to those with poor credit. This program requires only $500.00 earnest money, and a $350.00 inspection fee, if you can also pay the optional $350.00 Appraisal fee upfront. Virtually anyone looking for a home under $200,000.00 can qualify. We understand that buying or selling real estate in the Austin, Texas area is an important decision and we are prepared to assist you everyway we can.
A must, mortgage credit pre-approval means you have received a loan commitment from our Texas Loan Center mortgage company. Before you have found an Austin, Texas home, you should review of your credit and finances. A credit pre-approval shows sellers that you are a well-qualified buyer and helps you establish a clear price range of Austin, Texas homes and real estate.